Customer Financing
Let customers pay over time and get paid in full today
The repair or replacement they were putting off until next year becomes a payment they can say yes to now. Financing sits right in checkout, and the money lands with you up front.
How Customer Financing Benefits Your Business
Most jobs you lose on price are not lost because the customer thinks you are too expensive. They are lost because the whole number has to come out of one month. Financing changes the question from whether they can afford it today to what it costs a month, and the bigger option stops feeling out of reach. You are not carrying any of that: you are paid in full up front, so your cash flow does not change at all while your average ticket does.
One Switch
Turn Financing On and It Is at Checkout
It lives in your invoice settings, next to deposits and tipping.
One toggle: Turn financing on and it shows up at checkout for your customers.
No extra cost to you: Financing is offered through Klarna at no added cost on your side.
Works with online payments: It sits alongside the card payments you already take online.
Customer View
What Your Customer Gets
A payment plan that fits, chosen in the same place they approve the work.
Interest-free installments: Customers can split the cost into interest-free installments.
Longer plans for bigger jobs: When the job is larger, they can pick longer-term financing instead.
Approved in checkout: It happens while they are paying, not in a separate application you have to chase.
Your Money
You Get Paid In Full, Up Front
The plan is between the customer and Klarna, not you.
Paid up front: You get the full amount as soon as the customer checks out.
No collecting: Klarna handles the installments, so you are never chasing a payment plan.
Bigger jobs close: The option that was too much to pay in one go becomes the one they pick.
Wrap Up: Why Offer Financing
Financing is the easiest way to sell the bigger option without a harder sell. The customer gets a payment they can live with, you get the whole amount up front, and the job you would have lost to a budget gets booked instead. Switch it on once and it is there at every checkout.
